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with no medical exam.

Protect what’s most important to you with the best life insurance policy,at a price that makes sense.

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 Life Insurance

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Finding an affordable policy for life insurance without medical exam

By offering you life insurance without requiring a medical exam, the insurance company is risking that you are in good health. To offset their added risk, you often have to pay a higher premium. However, by doing some easy comparison shopping on the Internet, you can still find an affordable term life policy that doesn't require a medical exam.

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Types of Life Insurance Policies

You can get life insurance without a medical exam; no needles, no labs? And the best part is that those No Exam term life insurance policies now cost about the same as conventional term life insurance.

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Term Life Insurance

Term Life Insurance can be used to replace lost income.

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Universal Life Insurance

It offers flexible payment options, death benefits.

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Whole Life Insurance

Whole life insurance can be used as an estate planning tool and savings.

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Variable Life Insurance

Variable life insurance offer whole life protection and an investing component to mutual fund

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Joint Life Insurance

Joint life insurance insures two lives, usually those of spouses, under one policy

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Group Life Insurance

Group life insurance is type of life insurance in which singal contract cover an entire group of people.

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Flexibility For You and Your Family

No hassles, and no headaches

Comparing life insurance prices and choosing the ideal policy can often seem like a cumbersome process. The good news is that shopping for life insurance does not have to be a time consuming process.

  • Instant Quotes Get your free life insurance quote today with no obligation to buy.
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  • Trusted Partners We work with individuals across the nation to secure insurance
  • Save Time Provide some very basic info and get instant life insurance quotes
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Life insurance Without Medical Exam Through QuoteAndInsure

Getting the right life insurance without medical exam policy is a big decision and hence it must be an informed one. Secure assistance now!




If you are all set to apply for a life insurance policy and think that you will have to undergo a medical examination, rest assured! There are options for those who prefer to stay out of the same.

Simplified Issue Term Life Insurance

This term insurance policy does not contain any cash value component. There is a set term length to coverage. Such insurance policies can be shorter in length, somewhere from ten, fifteen to twenty years. People belonging to the age category – 21 to 75 –, can apply for the simplified issue term life insurance.

Simplified Issue Universal Life Insurance

It offers cost and death benefits fixed for life. One may not be able to modify such insurance plans at any point; he or she will have to reapply for a new policy. People between the ages of 21 and 65 can consider applying for the simplified issue universal life insurance plan. Death benefit coverage amounting from $25,000 to $500,000 can be paid.

Level Death Benefit Whole Life Insurance

This permanent form of life insurance has pre-determined costs as well as death benefits. One may not be able to change any part of the same after he has purchased the plan. Moreover, he can save some money due to the cash value component. This plan could work best for people up to the age of 80 years.

Rapid Decision Senior Whole Life Insurance

If you need quick and instant insurance plan, rapid decision senior whole life insurance is your option because such policies are typically issued in less than a week time. The brief waiting period has made it a preferable choice of many.

Guaranteed Issue Life Insurance

Often, people opt for a policy or plan that does not involve “question sessions”. You may not be turned down for the coverage due to various reasons such as health, etc. Generally, such insurance plans are purchased by people with medical problems.

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Guaranteed earnings

When you buy the life insurance company will guarantee a minimum interest rate for your cash account.

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Flexibility

Flexibility is ideal if you expect changes in your finances over time, like having children or starting a new job.

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Testimonials

What Our Customers Say

Browse below to see what our customers have to say about us. Here are some of the comments that our customers have made.