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Frequently Asked Questions

Get The Answers You Need To Common Insurance Questions

  • How much coverage do I need to get my car insured?

    The extent of coverage you will need to buy may depend on the type and model of car that is to be insured and your budget. But you can always consider buying minimum liability coverage for bodily injury and property damages as prescribed by your state’s driving rules and regulations.

  • How do I find a cheap personalized car insurance quote?

    Finding low-cost auto insurance quotes with QuoteAndInsure is easy and hassle-free. All you must do is just use our online quotes generation tool and compare them with several other free no obligation proposals for locating a quote that offers you adequate financial protection at a premium that is sustainable.

  • Are damages caused to homes during burglaries covered?

    Most of the home insurance policies have a dwelling protection coverage feature. But at the time of purchasing a policy, it is important that you understand what all is covered under the coverage. You can contact our local expert to learn more about the various situations which are covered under home insurance.

  • How long does it take to settle an insurance claim?

    For resolving insurance claims, several different aspects need to be looked into in detail. To address client concerns, insurers have experienced staff to guide policyholders in filing claims. Professionals settle a claim by using company guidelines and the time is taken can vary depending on the uniqueness of each case.

  • What all is covered under contents of a life insurance policy?

    The most important feature under any life insurance policy is the death benefit. Besides, aspects like income loss, funeral expenses and meeting financial needs of family post policyholder’s demise may be additional features which might give respite to near and dear ones as they have the chance to restart financial life.

  • Is life insurance premium tax deductible?

    Premiums charged for life insurance covers do not qualify for tax exemptions under IRS laws. But still, it is advisable to consult a qualified and experienced tax attorney before you start researching your options as it may actually help you in making an informed decision on your life insurance purchase.

  • Can I get health insurance coverage outside the open enrolment period?

    You can get enrolled for Obama federal healthcare insurance coverage plan on your state’s online marketplace only if some specific life event makes you eligible for special enrolment for which you missed the specified date. Check your qualification for that.

  • Qualify for premium discounts

    To maximize savings on your health, home, life or car insurance coverage, take advantage of premium discounts.